Law Office of Novinsky and Associates
home » about us

Law Offices of Novinsky and Associates

Massachusetts Bankruptcy Attorney, Norman Novinsky & Associates have been serving the residents of Massachusetts in bankruptcy issues for many years. We have found that the more educated our client is, the easier the process becomes.

Here is some general Massachusetts Bankruptcy Information, for your benefit:

Under Massachusetts Bankruptcy Laws - What Can I Expect?

Your employer:

An employer cannot discriminate against you because you have filed for bankruptcy.

From your utility companies:

Your public utilities such as water, electricity, etc., cannot refuse you service or cut off service to your home because you have filed for bankruptcy. BUT, be aware that the utility company can ask for some type of deposit for future services.

From the DMV (Dept. of Motor Vehicles:)

If you lost your license solely because you couldn't pay court ordered damages caused in an accident, bankruptcy will allow you to get your license back.

From co-signers:

If you file a chapter 13 bankruptcy and you had a co-signer sign a loan with you you may be able to protect that co-signer. Otherwise, the co-signer may end up being responsible for your debt.